CategoriesIHCC News

The Illinois Hispanic Chamber of Commerce (IHCC) encourages any businesses who have not yet applied for the federal Paycheck Protection Program (PPP) to apply as soon as possible.

We recommend applying through your existing bank or your local Community Development Financial Institution (CDFI).

If you have been denied or need help with the process, please contact the IHCC office immediately by emailing [email protected] or calling (312) 425-9500.

 

To find Eligible Paycheck Protection Program Lenders, click here

Download Physical Application

 

 

SBA Announce New EZ and Revised Full Forgiveness Applications for the Paycheck Protection Program

The U.S. Small Business Administration (SBA) posted a revised, borrower-friendly Paycheck Protection Program (PPP) loan forgiveness application implementing the PPP Flexibility Act of 2020, signed into law on June 5, 2020.

In addition to revising the full forgiveness application, SBA also published a new EZ version of the forgiveness application that applies to borrowers that:

• Are self-employed and have no employees;
• Did not reduce the salaries or wages of their employees by more than 25%, and did not reduce the number or hours of their employees;
• Experienced reductions in business activity as a result of health directives related to COVID-19, and did not reduce the salaries or wages of their employees by more than 25%.

The EZ application requires fewer calculations and less documentation for eligible borrowers.

Details regarding the applicability of these provisions are available in the instructions to the new EZ application form.

Both applications give borrowers the option of using the original 8-week covered period (if their loan was made before June 5, 2020) or an extended 24-week covered period.

These changes will result in a more efficient process and make it easier for businesses to realize full forgiveness of their PPP loan.

Click here to view the EZ Forgiveness Application

Click here to view the Full Forgiveness Application

Haga click aquí para descargar la solicitud de condonación de préstamos PPP

Under the Paycheck Protection Program (PPP) created by the CARES Act, loans may be forgiven if borrowers use the proceeds to maintain their payrolls and pay other specified expenses.

Congress recently changed the rules regarding loan forgiveness.

The Treasury Department and Small Business Administration are responsible for updating the application form and instructions for loan forgiveness. You can find the most up-to-date information here.

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